Buy Here Pay Here Auto Financing in Decatur, GA

In-house financing for all credit situations. Bad credit, no credit, bankruptcy — all approved. Down payments from $1,000.

How Our Buy Here Pay Here Financing Works

Apply Online

Complete our free 2-line pre-approval below. No credit check — approval is based on your income.

We Contact You

Our financing team reaches out within 1 business hour to discuss your options.

Choose Your Vehicle

Visit our Scottdale, GA lot and select from our inventory of reliable used vehicles.

Drive Away Today!

Sign your paperwork and drive home — often the same day you apply!

Atlanta AutoStar In-House Buy Here Pay Here Financing

As a Buy Here Pay Here dealer, we are the lender . No banks, no third-party lenders — we work directly with you. This means we can approve Georgia drivers regardless of their credit history, including bad credit, no credit, repossessions, and bankruptcies.

We've been providing in-house auto financing to customers in Decatur, Scottdale, Atlanta, Clarkston, Stone Mountain, and Lithonia since 2004.

All credit situations accepted — no minimum score
Down payments from $1,000
Flexible weekly or bi-weekly payment schedules
Fast approvals — often same day
GAP insurance & service contracts available

Apply for Buy Here Pay Here Financing

20+

Years in Business

$1,000+

Down Payments From

1,000+

Customers Approved

0

Minimum Credit Score

Get Approved — No Credit Check

Two quick lines, no obligation, no credit check.

No credit check — approval is based on your income and down payment, not your score. Apply in minutes and drive today.

You

First name *Last name *Phone *Email *Date of birth *Driver’s license state *

Income

Income type *Employer *Monthly income ($) *When did you start this job? *Down payment you have available ($) *

Where you live

Street address *City *State *ZIP *When did you move in here? *

The car

Vehicle you’re interested in (optional)Anything else we should know?

We may text you about your application — approval and financing updates, replies to your questions, and appointment reminders. Message & data rates may apply. Reply STOP to opt out, HELP for help. Texting is not a condition of applying.

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Your application is sent directly to our sales team and is not stored on this website. By submitting you agree to be contacted by Atlanta AutoStar by phone, text, or email. Message and data rates may apply.