Buy Here Pay Here (BHPH) financing is a unique form of auto financing offered directly by the dealership. With this option, you have the convenience of purchasing a car and making payments directly to us, eliminating the need for third-party lenders. At our dealership, we provide various flexible financing options tailored to your needs.
You can make payments online, over the phone, in person, and set up automatic debits at no additional charge. Visit our Payment Center and pay with cash, card (credit/debit). No change available for cash payments. Call 404-297-7756 to pay by phone.
Absolutely! In most cases, you can take your chosen vehicle home on the same day.
Absolutely! We provide financing options to all applicants, regardless of their credit history. Our in-house financing process ensures that we consider your complete application, including the required documentation, to make a decision that suits your needs.
Yes, as part of our evaluation process, we may review your credit history by accessing your consumer credit file from one or more of the major credit bureaus. However, we prioritize your ability to pay and financial stability. We take into account factors such as your employment and residence history, rather than solely relying on a credit score, when determining a reasonable financing amount and payment and down payment terms.
By responsibly managing your Buy Here Pay Here loan and making timely payments, you have the opportunity to establish a positive payment history. Consistently meeting your financial obligations can gradually contribute to improving your credit score over time.